Category Archives: Singapore – My new home

Ageing population and Singapore

Not something new. Which is why our goverment in Singapore keeps increasing the influx of “foreign talent” at the ire of the locals.

We have to admit that they have been over doing it a little as not only has the labour influx been used to combat the ageing population issue, it has also been used to spur the GDP growth in Singapore.

Still this is an issue many goverment in Asia has to deal with. Balancing work, life and family. Part of the reason for the falling birth rate has to do with the high standard of living causing the locals to focus more on their career in order to sustain their daily life which in turn affects their financial and time planning when it comes to their family planning. 

This creates a very vicious cycle that keeps going on creating a population deficit for the country.

So rather than just relying on the import of manpower from overseas perhaps the goverment should work on the base of the cause.

just by looking at http://www.tradingeconomics.com/singapore/housing-index

<iframe src='https://d3fy651gv2fhd3.cloudfront.net/embed/?s=singaporehouind&v=201705041925u&d1=19170101&d2=20171231&h=300&w=600' height='300' width='600'  frameborder='0' scrolling='no'></iframe><br />source: <a href='http://www.tradingeconomics.com/singapore/housing-index'>tradingeconomics.com</a>

you can see the steep climb in property price which affects the basic need of shelter for any human. Yet there is no easy solution right now as it also links to our wealth growth.

The International Monetary Fund called on Asian economies to learn from Japan's experience and act early to cope with rapidly ageing populations, warning that parts of the region risk “getting old before becoming rich.” Credits: IMF warns Asia to act early on rapidly-ageing population
 

Subtle yet strong message regarding the next Singapore Presidential Election.

Can't really deny it can they? Shots fired by Mr Tan Cheng Bock. Still waiting for the reply from the ruling party. 

This is something we all already know but yet nothing much was said as the candidate it affects most have not spoken up much since. Yet finally the can of worms is finally opened with a very tactful statement. Perhaps Trump can learn a little of “thinking before you speak” from Mr Tan Cheng Bock.

Not much said. Subtle yet strong message meant to bring across the message to the ruling party without offending them. I am loving this guy even more and if should he be able to run for president i am definately voting for him.

 

SINGAPORE – Former presidential candidate Tan Cheng Bock, who said he disagreed with the Attorney-General's Chambers' (AGC) advice on when to trigger a reserved presidential election, has called on the Government to apply for a court review on the… Credits: Tan Cheng Bock questions timing of reserved election for president
 

Singapore Budget 2017: 4 things families need to know!

It pays to be informed. Know more of your privileges and preparations this year!

Finance Minister Heng Swee Keat has just announced Singapore Budget 2017, and we decode what it means for families. Also, do check out our infographic, which we hope, will help in understanding this year’s budget for families a lot better.

  • FOR FIRST-TIME HOME BUYERS

Families who are first- time home buyers will receive more CPF Housing Grants if they opt for HDB resale flats.

Families buying 4-room flats or smaller from the resale market will get a CPF Housing Grant of $50,000 (up from $30,000). Those purchasing 5-room flats or bigger from the resale market stand to get a CPF Housing grant of $40,000.

Please note that these changes take place with immediate effect.

This means that maximum amount of housing grants available for resale flats has gone up to $110,000, if you consider the Additional CPF Housing Grant (AHG) and Proximity Housing Grant (PHG).

(The AHG gives applicants up to $40,000, for those whose combined incomes are $5,000 and below, while the PHG gives a further $20,000 for those who live near their parents.)

  • MORE HELP TO PARENTS WITH INFANTS

The Government plans to increase the total capacity of centre-based infant care to 8,000 by year 2020, up from the current 4,000. This is to meet growing demand, considering that both parents work these days, and many are reluctant to leave their babies at the hands of a maid.

  • ENHANCED BURSARIES FOR THOSE ATTENDING POST-SECONDARY EDUCATION INSTITUTIONS

In a move to encourage students to study more, bursaries for students attending post-secondary education institutions like junior college or ITE has been increased.

Undergraduate students stand to get up to $400 more, diploma students gain up to $350 more, and ITE students up to $200 more. The income eligibility criteria to receive such bursaries will also be revised, and about 12,000 more Singapore students are expected to benefit from this move.

 

Read more: https://sg.theasianparent.com/singapore-budget-2017-families/

House Hunt Guide

There are mistakes that are cost a little. And then there are mistakes that cost a lot! Buying a piece of property is a financial commitment that can be a smart move or a deadly one.

 

Singapore Expats Directory - House Hunt GuideSingapore Expats Directory - House Hunt GuideSingapore Expats Directory - House Hunt Guide

When a foreigner is in Singapore, he or she might face difficulty finding an apartment, very much of a time is when you can’t decide on the location, and you don’t know what’s best for your family and yourself. Here are some useful hints you will need ask yourself before taking further action. For further assistance, we have our friendly consultants who can help you look for that perfect home.

Budget – How much am I allocating for my housing in Singapore? It is a personal lease or my company paying? How much should the maximum be? Give yourself a flexible range like $3,000- $6,000, so you will not find yourself being stuck in a situation where you are not able to find a place with a firm budget, in an area or apartment that you like.

Budgeting yourself will also evaluate which are the areas and apartments are suitable for you. If you have a budget of $5,000 a month for rental, you can get an apartment of about 1,000 sq ft to 1,300 sq ft. (Also much depending on the district). If you have $15,000 a month budget, you can rent a spacious luxurious apartment with facilities such as swimming pool, tennis courts and gym or even a landed home with a private swimming pool. If you have a budget of $18,000 – $30,000, you can rent a first class …

 

Read more: https://www.singaporeexpats.com/guides-for-expats/house-hunt-guide.htm

How to Get a Work Permit or Visa for Singapore

Here are some essential facts you should know about Singapore if you are planning to work in this place.

 

Working in a foreign country requires a work permit or visa. In Singapore, your monthly salary determines whether you need to apply for an Employment Pass or a Work Visa. Employment Passes are meant for professionals who make more than $2,800 a month and Work Visas for those who make less than that amount. Employment Passes are further divided into “P” and “Q” qualifications. “P” passes are designed for professionals who make at least $4,000, while those who make between $2,800 and $4,000 will receive a “Q” classification.

STEP 1

Complete and sign a copy of Form 8 (Employment Pass Application Form). This document is available online on Singapore’s Ministry of Manpower website (see Resources). The form takes about a half-hour to complete and requires signatures from the applicant and the applicant’s employer or sponsor. The sponsor company’s stamp or seal is also required on the application forms. Make three copies of Form 8.

STEP 2

Submit the completed application forms, along with a copy of the information page of your passport and your diploma or educational certificates. Annex A on Form 8 lists other copied documents that need to be included with the application form. These documents are subject to the type of job you’ll be performing in Singapore or the need for Dependent Passes. The application can be submitted to the Singapore Immigration and Registration office or any Ministry of Manpower approved SignPost location.

STEP 3

Pay the required administration fees when submitting your application. Additional fees must be paid after the assessment phase.

 

See more: http://traveltips.usatoday.com/work-permit-visa-singapore-55004.html

Consumer more satisfied with F&b sector? got to be a joke

Hmm….really? 

Having worked in the F&B industry in the past (and i am really proud of my time there), i do personally feel that the service standard have dropped. 

Just a few days back i was at the airport to send off and the experience was not the most pleasing during the check in. First, the face of the staff at the desk seems to be unhappy. Throughout the whole check out process, it felt like no one smiled at all. Secondly, i saw a lady asking the counter staff for information regarding the check in timing. The staff whom was busy doing her nail care did not even bother to look at the customer (seems like the nail care is way more important) nor did she seem to have the ability to speak. All she did was stand up point at a board with the timing and said “you can't see”.

With such service being displayed i am appalled. 

SINGAPORE – Consumers were more satisfied with the food and beverage (F&B) sector in the third quarter, with the ability of service staff to meet special requests, explain menu items, as well as the order-taking process cited as important in driving… Credits: Consumers more satisfied with F&B, tourism sectors
 

Pokémon Go Date Destinations In Singapore

If you are into the Pokemon game app craze now, this post is definitely for you. You won’t just get to play your game but you will also have fun time with your partner as well.

 

Want to impress your date? These destinations in Singapore are perfect for a romantic time out…and catching some really cool Pokémon too, of course.

1. Punggol Waterway Park

Sentul Crescent Road, Singapore 822313

Punggol Waterway Park is perfect for a romantic date night stroll…and catching all sorts of good Pokémon. Seriously guys, they don’t call this the gem of PokéStops for nothing. The area not only has plenty of water Pokémon, but crowd favourites like Snorlax and Pikachu have been spotted there pretty regularly as well. Pokémon seem to appear more frequently in the later part of the day though, so all the more excuse to stay out later with your date.

Pokémon you might find in this area: Squirtle, Mankey, Jigglypuff, Hitmonlee, Snorlax, Pikachu

Other Pokémon hunting spots in the neighbourhood: Punggol Ranch, Coney Island, Punggol Waterway Point

Punggol Waterway Park(Source: punggol.com)

2. MacRitchie Reservoir Park

Along Lornie Road

Trying to impress someone sporty? Skip the usual movie date and take your special someone to MacRitchie Reservoir Park instead. You’ll get fresh air, some much-needed exercise and…a whole bunch of rare Pokémon. It seems to be easier to find Pokémon along the landscape pond and at the reservoir entrance, so you know where to lurk about.

Pokémon you might find in this area: Meowth, Vulpix, Nidoran, Seadra, Horsea

Other Pokémon hunting spots in the neighbourhood: Far East Flora, Thomson Plaza

MacRitchie Reservoir(Source: Wikipedia/Calvin Teo)

3. Haw Par Villa

262 Pasir Panjang Road, Singapore 118628

Haw Par Villa may not be the most romantic of destinations (Ten Courts Of Hell anyone?) but it is a chock-full of good Pokémon. Plus, don’t you want to learn more about Chines folklore and mythology?

Try to stick to the outdoor spaces rather than the enclosed …

 

See more: http://scene.sg/lifestyle/singapore-guides/pokemon-go-date-destinations-in-singapore/

10 Fun Facts about Singapore

Though Singapore is a small city yet it has a vast heritage to show. Discover Singapore and know why it has become one of most famous city in the World.

 

Singapore, also known as the City in a Garden, really is a far cry from any ordinary city. Mainly known for it’sshopping malls, celebrity chef restaurants and exceptional attractions such as the Marina Bay Sands or Gardens by the Bay, there are also countless temples, serene parks and an outstanding array of fauna and flora.

And, there are a few fun pieces of trivia that you wouldn’t find out about unless you dug deeper. We, the local experts at My Destination Singapore, are happy to share what we have found out from out various different sources. So, sit back and enjoy…

Singapore has 4 official languages: English, Chinese, Malay and Tamil and a rich history and culture that comes with the many different ethnicities living here.

The City in a Garden

Singapore’s land size was 581,5 km in the 1960’s and has since grown to an impressive 710km. That’s an increase of 22%. Through land filling, the city-state has plans to grow by another 100 km until 2030, nearly doubling the former size of the island. One example of how land filling was used to create new space is theMarina Bay.

Marina Bay

Singapore was originally known as Temasek, meaning ‘sea town’ in Javanese. Later, in 1299, an Indonesia King who visited the island and mistook an unknown creature for a lion named it Singapura, which is Sanskrit for Lion City. Yet, it is known that there were never lions …

 

 

See more: http://www.mydestinationsingapore.com/travel-articles/10-fun-facts-about-singapore

How to save in electricity at home

“In this technologically advanced world, all sorts of things is powered with electricity, From your basic appliance at your house to public transportation, almost all involves energy. Each day, we cause the growing carbon footprint in the environment. Lessen your electric bill and protect the earth by reducing the family’s energy usage.”

http://www.think-solar-power.com/images/DIY-Solar-Power.jpg

Photo by http://www.think-solar-power.com

You’ll find 5 different methods that you can decrease the electricity consumption in your home:

Turn off just about any unnecessary home appliances
It’s forgotten in the home to turn off unused appliances in the house. It’s because the fact that you do not understand just how much electricity is consumed by these unimportant electronic products. Even if the device is not switched on but plugged in, it is still utilizing power. Turning off these appliances is the first step you have to take in order to lower the electricity at home.

Go solar
Solar panels and lights are amazing ways to decrease your electricity usage. The solar panels can be used to heat up the geyser to enable you to have hot water and never having to use electrical energy. Geysers utilize an enormous amount of electricity to heat up, but solar panels will not require any electricity. Solar lights could be set up in your garden. Providing you outdoor lighting that requires absolutely no electrical power aside from the sun’s rays.

Use gas appliances
Electric appliances take too much time to heat, this is due to the fact that they can’t reach their full power level right after they are switched on. Gas appliances will attain their maximum heat right after they are switched on and don’t need any electricity. Rather use a gas stove in your home and obtain gas heaters. With a gas stove you won’t ever have to bother about power outages affecting your meal times.

Use LED lighting
Perhaps the best solutions to decreasing electricity consumption in your house are to change to LED lighting. LED lights will reach its ultimate illumination once it is turned on, emits less heat and is a cost-effective solution. When hoping to reduce electricity in your home then this is the first change you ought to make.

Use less air conditioning
Air conditioning is a luxury and is thus not a basic need. It utilizes an enormous amount of electricity to run and can definitely build up the amount of electricity you use in your house. Unless you require it, switch it off and use more cost effective methods to keep the home cool.

On your own simple ways, you can be economical and conserve the environment as well. We need to be aware that every energy we use corresponds to precious natural resources such as coal, oil or gas. When everyone will follow these tips, we could be certain that we still have more than enough for future years.

A guide to medical and maternity insurance

“I’ve known a lot of expats who ask these questions frequently. I know this will be a very useful information especially for those who just moved in Singapore and have no idea on these matters.”

http://www.supermoneysave.com/wp-content/uploads/2011/04/Best-Medical-Insurance-Tips.jpg

Photo from http://www.supermoneysave.com

What are some examples of preexisting conditions? 

Hypertension, high cholesterol, asthma – basically anything you have had treatment for in the recent past. Most providers can now offer cover for those, but typically against a surcharge on the standard rates. It’s obviously best to secure coverage before anything happens and check the renewability and portability features of your plan to ensure continuation of coverage.

What other kinds of exclusions can appear in policies? 

There are always waiting periods before some benefits become available – maternity, for example. It’s therefore essential to purchase those well in advance. Some policies exclude dangerous or hazardous activities such as scuba diving.

More facts here: http://www.expatliving.sg/body_style/medical/A-guide-to-medical-and-maternity-insurance-2936.ece